Terms of Service
Last updated: February 25, 2026
By using Nora ("the Service"), you agree to these terms. Please read them carefully.
Service Description
Nora is an AI-powered tool that helps you explore and compare health insurance plans available through the Health Insurance Marketplace (HealthCare.gov). Nora estimates your eligibility for subsidies, searches for plans in your area, and checks provider and drug coverage.
Not Insurance Advice
Nora is an AI assistant and does not provide licensed insurance advice. The information provided is for educational and informational purposes only. Nora is not a substitute for professional insurance, legal, tax, or financial advice. You should consult with a licensed insurance agent or navigator if you need personalized guidance.
No Guarantee of Accuracy
While we strive to provide accurate and up-to-date information, plan details, pricing, and eligibility estimates come from the CMS Marketplace API and may change. We do not guarantee that the information displayed is complete, current, or error-free. Always verify plan details on HealthCare.gov or your state marketplace before enrolling.
User Responsibilities
When using Nora, you agree to:
- Provide accurate information about your household and income
- Verify plan details on the official marketplace before enrolling
- Not use the Service for any unlawful purpose
- Not attempt to interfere with or disrupt the Service
Limitation of Liability
The Service is provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to damages resulting from enrollment decisions made based on information provided by Nora.
External Links
Nora may direct you to external websites, including HealthCare.gov and state-based marketplace websites, for enrollment. We are not responsible for the content, privacy practices, or availability of these external sites. Your use of external sites is subject to their respective terms and policies.
Changes to These Terms
We may update these terms from time to time. Continued use of the Service after changes constitutes acceptance of the updated terms.
Contact
If you have questions about these terms, contact us at support@getnora.com.